It’s almost Valentine’s Day, a time when couples celebrate their love with candlelit dinners, flowers, champagne…and some even become engaged.
Spending your life with someone, sharing sensitive financial data and resources, possibly raising children together, combining assets and more, is a business commitment. How well do you know this person and his/her background?
A Background Check = Heart Smart
Knowing your significant other’s background is important. Not the background they choose to share, but the black-and-white background documented in public records, such as a criminal history, arrest history, driving history, previous marriages and divorces. Even if you’re planning to only live together, co-habitation is still a business venture.
We’ve had cases come into our office where a man or woman either has an inkling, or a reason to be concerned, that the person they’re involved with has a shady past. One case ended up with the client calling us one night and saying, “Quick, turn on the news! That guy you did a background check on? He’s in a high-speed chase with police!”
That’s the most bizarre, dramatic ending we’ve ever had in a case that started out as a simple background check, so let’s start at the beginning…
Hi, you were recommended by my lawyer…
This client called several years back, referred to us by an attorney who’d handled her previous divorce. After she’d told the attorney she had fallen for this great guy, but knew very little about him, he told her to contact us for a background check.
I was alone in the office when she called. After ending the call, I ran a quick criminal background check…and couldn’t believe the number of felonies this guy had racked up! Plus he’d served time in a federal prison. Digging deeper, I discovered he had a pattern of embezzlement.
I called her immediately and broke the news. She was upset, and admitted she’d been “loaning” him a lot of money, to the tune of thousands of dollars.
After terminating the relationship, she started carefully reviewing her credit card statements and bank statements, and learned he’d misappropriated her credit card information, forged checks, and promised various lenders and businesses that she would co-sign on loans.
He’s in a high-speed chase with police!
Approximately six months later, we got a late-night call from her. “Quick, turn on the news! That guy you did a background check on? He’s in a high-speed chase with police!”
Indeed he was. Helicopters were tracking him from above, their lights beaming down on his car, which was followed by police units, their lights flashing. It was bizarre watching this real-life cop chase on TV.
This is an extreme example of the end result of a background check, but nevertheless, it’s a real story that happened to real people. If she had checked his background when she first met him, she could saved herself thousands of dollars.
A Happy Ending
Her story has a happy ending, though. She called back a year or so later, said she’d met a wonderful guy but before they got more involved, she wanted us to conduct a background check.
He had no criminal records, no secret wife, no arrests. Everything he had shared about his past (that we could verify through public records) was true. Months later, we saw the two of them having dinner at a restaurant. She wore a sparkling diamond ring.
How to Obtain a Background Check
An easy way to find a PI who specializes in background checks is to contact your state professional private investigators association. Below is a link, courtesy of PI Magazine, that lists state PI associations:
Have Valentine’s Day, Writing PIs
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